Origami F
The Visionaries

MEET THE CREATORS

The story of Malcom Watkins and Drumma Boy bringing financial empowerment to the community.

A Partnership Built on Purpose

The story begins with a shared vision between financial expert Malcom Watkins and multi-platinum producer Drumma Boy. Recognizing a massive gap in financial literacy within their communities, they came together to partner for Fix It For A Dollar.

In January 2025, they solidified a groundbreaking partnership with IDIQ, setting the stage to revolutionize how everyday people interact with their credit.

Together, they have gone on to create the world's first AI application that genuinely helps consumers understand their credit, repair their credit, add positive tradelines to their credit, and get funded—all on the exact same platform for just a dollar.

Community First

It is incredibly important to their community, as well as the hip-hop community, that our youth and even elders know how to navigate the financial system. Malcom and Drumma Boy worked regularly side-by-side to create the powerful tools you now have available at your fingertips.

Malcom Watkins and Drumma Boy holding Behind the Hits book
Malcom Watkins and Drumma Boy in studio

Behind the Vision

An exclusive interview with Malcom Watkins and Drumma Boy.

Interviewer: What inspired you both to start Fix It For A Dollar? Why credit repair and financial literacy?

Malcom Watkins:"I've been in the financial sector for years, and I kept seeing the same cycle. People being held back not because they lack ambition, but because they lack access to capital and understand how the credit system works. It's a gatekeeper. I wanted to democratize that knowledge and give people the actual tools to fight back, not just advice."

Drumma Boy:"Exactly. Coming from the music industry, I've seen so many talented artists, entrepreneurs, and folks in our community make money but not know how to leverage it or protect their name. It's about legacy. We wanted to create something so accessible—literally a dollar—that nobody has an excuse to stay in the dark anymore. It's about empowering the culture from the ground up."

Interviewer: How did this specific partnership come about? How did the two of you connect to build this?

Drumma Boy:"We were moving in similar circles, trying to uplift our people. When Malcom broke down the vision for an AI-powered system that could literally do the heavy lifting for people—analyzing reports, generating legal dispute letters—I knew I had to get involved. I brought the reach, the network, and the cultural connection; he brought the financial genius."

Malcom Watkins:"We realized that to make a real impact, you need more than just good software. You need a movement. Partnering with Drumma Boy gave us the amplifier to reach the people who need this the most. We hit the studio, sat down, and mapped out how to make this platform the most powerful, affordable financial tool ever created."

Interviewer: Tell us about the Credit Mansion Parties and your social events. What's the goal there?

Malcom Watkins:"Financial literacy doesn't have to be boring. We host these Credit Mansion Parties and social events to bring entrepreneurs, business owners, and folks just starting out into the same room. It's about networking in an environment that celebrates success and education simultaneously."

Drumma Boy:"It's a vibe! We bring out the DJs, the food trucks, the vendors, but the core of it is education. You might come for the party, but you're leaving with connections, knowledge on how to fund your next venture, and the tools to fix your credit. We're building a community of bosses who help each other level up."

Interviewer: What are the future plans for Fix It For A Dollar? Where do you see the company going?

Malcom Watkins:"We are constantly evolving the AI. The CreditFAX™ system is just the beginning. Our future involves deeper integrations with lenders so we can guarantee funding approvals faster, expanding our educational Academy, and rolling out more tools that automate wealth building. We want to be the central hub for anyone looking to go from bad credit to funded."

Drumma Boy:"Global reach. Taking the platform, the mansion parties, and the education on the road. We want to see a million people use this system to change their family tree. We're not just fixing credit; we're funding dreams and building empires. That's the ultimate goal."

The Platform They Built

Everything you need to master your credit in one unified system.

AI Credit Repair

Advanced AI generates targeted dispute letters to help remove negative items and inaccuracies.

Positive Tradelines

Access to premium primary and authorized user tradelines to boost your credit profile fast.

Funding Approval

Get matched with lenders using bank-level underwriting logic to secure the funding you need.

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Disclaimer: Results may vary depending on your individual credit profile. Credit scores, funding approvals, and tradeline impacts are not guaranteed. The AI tools provide educational recommendations based on the data provided. FixItForADollar is compliant with the Credit Repair Organizations Act (CROA). You have the right to dispute inaccurate information on your credit report yourself for free. We do not guarantee specific score increases. Please consult with a financial professional for specific advice.