CreditFAX™ AI Blue RingBusiness Funding Scanner
Get AI-Powered Business Funding & Credit Insights + $1 Reports
Start free with our AI tool — discover how to access up to $250,000+ in Business funding, with the possibility of $50,000 funding in just 24 hours through LightStream with a 97+ Blue Ring™ Score (Results may vary), and get official credit reports for just $1 when needed.
Powered by Metro 2® Compliance
Chief Underwriting Insights
by FixItForADollar
We use the exact same underwriting metrics the banks use when getting people approved. Our AI system lines you up perfectly for funding by ensuring complete Metro 2® compliance. Stop guessing and start getting approved.
Metro 2® Precision
Our AI analyzes your credit profile against strict Metro 2® reporting standards—exactly what banks use to verify fundability.
Bank-Level Logic
Get prioritized evidence bullets, actionable mitigation notes, and an actual underwriter decision before you apply.
Maximum Funding
Line up your profile properly so you can access up to $250k+ in business and personal funding with absolute confidence.
Powered by the AI Blue Ring Scoring System™
Our proprietary AI Blue Ring Scoring System™ analyzes your business profile against hundreds of data points to generate an accurate funding readiness grade. This advanced algorithm goes beyond traditional FICO scores, identifying hidden approvals, exact credit gaps, and the precise steps needed to maximize your business funding capacity.
Business Only
🤖 Business Funding Marketplace
Access hard money lenders, equipment financing, SBA loans, and revenue-based funding. EIN, corporation entity, and business bank statements required.
95
Total Matches
79
Best Match
16
Good Fit
95 business lenders found
Bluevine
100% Best MatchFunding Range
$5K–$250K
APR / Rate
15–40%
Speed
24 hours
Credit Pull
Soft
OnDeck
100% Best MatchFunding Range
$5K–$250K
APR / Rate
25–99%
Speed
Same day
Credit Pull
Soft
Fundbox
100% Best MatchFunding Range
$1K–$150K
APR / Rate
10–79%
Speed
Next business day
Credit Pull
Soft
Kabbage (Amex)
100% Best MatchFunding Range
$2K–$250K
APR / Rate
9–36%
Speed
Minutes
Credit Pull
Soft
National Funding
100% Best MatchFunding Range
$5K–$500K
APR / Rate
10–79%
Speed
24 hours
Credit Pull
Soft
Rapid Finance
100% Best MatchFunding Range
$5K–$1M
APR / Rate
12–99%
Speed
24 hours
Credit Pull
Soft
Credibly
100% Best MatchFunding Range
$5K–$400K
APR / Rate
9–99%
Speed
Same day
Credit Pull
Soft
Biz2Credit
100% Best MatchFunding Range
$25K–$6M
APR / Rate
7–35%
Speed
24–72 hours
Credit Pull
Soft
Lendio
100% Best MatchFunding Range
$500–$5M
APR / Rate
varies
Speed
24–72 hours
Credit Pull
Soft
Torro
100% Best MatchFunding Range
$5K–$250K
APR / Rate
12–60%
Speed
24 hours
Credit Pull
Soft
Headway Capital
100% Best MatchFunding Range
$5K–$100K
APR / Rate
15–50%
Speed
Same day
Credit Pull
Soft
LoanBuilder (PayPal)
100% Best MatchFunding Range
$5K–$500K
APR / Rate
10–50%
Speed
Same day
Credit Pull
Soft
Idea Financial
100% Best MatchFunding Range
$10K–$250K
APR / Rate
12–40%
Speed
24 hours
Credit Pull
Soft
Kapitus
100% Best MatchFunding Range
$10K–$5M
APR / Rate
10–99%
Speed
Same day
Credit Pull
Soft
Expansion Capital Group
100% Best MatchFunding Range
$5K–$1M
APR / Rate
15–99%
Speed
24 hours
Credit Pull
Soft
Breakout Capital
100% Best MatchFunding Range
$10K–$250K
APR / Rate
12–60%
Speed
24 hours
Credit Pull
Soft
U.S. SBA (7a/504)
100% Best MatchFunding Range
$25K–$5M
APR / Rate
Prime+2.25–4.75%
Speed
2–8 weeks
Credit Pull
Hard
Accion Opportunity Fund
100% Best MatchFunding Range
$300–$250K
APR / Rate
8–24%
Speed
1–2 weeks
Credit Pull
Soft
LiftFund
100% Best MatchFunding Range
$500–$1M
APR / Rate
8–22%
Speed
1–2 weeks
Credit Pull
Soft
Pursuit Lending
100% Best MatchFunding Range
$10K–$5.5M
APR / Rate
6–18%
Speed
1–3 weeks
Credit Pull
Soft
Pacific Community Ventures
100% Best MatchFunding Range
$10K–$200K
APR / Rate
7–15%
Speed
2–4 weeks
Credit Pull
Soft
DreamSpring
100% Best MatchFunding Range
$1K–$2M
APR / Rate
7–24%
Speed
1–2 weeks
Credit Pull
Soft
Opportunity Fund
100% Best MatchFunding Range
$2,600–$250K
APR / Rate
8–20%
Speed
1–2 weeks
Credit Pull
Soft
Community Reinvestment Fund USA
100% Best MatchFunding Range
$5K–$5M
APR / Rate
7–20%
Speed
1–3 weeks
Credit Pull
Soft
PeopleFund
100% Best MatchFunding Range
$1K–$350K
APR / Rate
7–18%
Speed
1–2 weeks
Credit Pull
Soft
Taycor Financial
100% Best MatchFunding Range
$500–$2M
APR / Rate
5–25%
Speed
Same day
Credit Pull
Soft
Ascentium Capital
100% Best MatchFunding Range
$5K–$2M
APR / Rate
4–25%
Speed
Same day
Credit Pull
Soft
TimePayment
100% Best MatchFunding Range
$1K–$500K
APR / Rate
8–40%
Speed
Same day
Credit Pull
Soft
Crest Capital
100% Best MatchFunding Range
$5K–$500K
APR / Rate
5–20%
Speed
Same day
Credit Pull
Soft
LEAF Commercial Capital
100% Best MatchFunding Range
$1K–$1M
APR / Rate
5–30%
Speed
Same day
Credit Pull
Soft
National Business Capital
100% Best MatchFunding Range
$10K–$5M
APR / Rate
8–60%
Speed
24 hours
Credit Pull
Soft
altLINE
100% Best MatchFunding Range
$30K–$5M
APR / Rate
0.5–3% per 30 days
Speed
2–5 days
Credit Pull
Soft
eCapital
100% Best MatchFunding Range
$10K–$30M
APR / Rate
0.69–2.5% per 30 days
Speed
2–5 days
Credit Pull
None
RTS Financial
100% Best MatchFunding Range
$1K–$10M
APR / Rate
1–5% per invoice
Speed
Same day
Credit Pull
None
Triumph Business Capital
100% Best MatchFunding Range
$1K–$20M
APR / Rate
1–5% per invoice
Speed
Same day
Credit Pull
None
Factor Funding Co.
100% Best MatchFunding Range
$10K–$5M
APR / Rate
0.69–3% per 30 days
Speed
2–5 days
Credit Pull
None
Apex Capital Corp
100% Best MatchFunding Range
$1K–$5M
APR / Rate
2–5% per invoice
Speed
Same day
Credit Pull
None
Forward Financing
100% Best MatchFunding Range
$5K–$300K
APR / Rate
factor 1.2–1.45
Speed
Same day
Credit Pull
Soft
CAN Capital
100% Best MatchFunding Range
$2.5K–$250K
APR / Rate
factor 1.18–1.40
Speed
24 hours
Credit Pull
Soft
Fora Financial
100% Best MatchFunding Range
$5K–$1.4M
APR / Rate
factor 1.1–1.35
Speed
Same day
Credit Pull
Soft
Libertas Funding
100% Best MatchFunding Range
$5K–$2M
APR / Rate
factor 1.15–1.45
Speed
Same day
Credit Pull
Soft
United Capital Source
100% Best MatchFunding Range
$5K–$5M
APR / Rate
varies
Speed
Same day
Credit Pull
Soft
Reliant Funding
100% Best MatchFunding Range
$5K–$400K
APR / Rate
factor 1.2–1.45
Speed
Same day
Credit Pull
Soft
Greenbox Capital
100% Best MatchFunding Range
$3K–$500K
APR / Rate
factor 1.15–1.48
Speed
Same day
Credit Pull
Soft
Everest Business Funding
100% Best MatchFunding Range
$5K–$250K
APR / Rate
factor 1.18–1.45
Speed
Same day
Credit Pull
Soft
Merchant Funding Services
100% Best MatchFunding Range
$2K–$250K
APR / Rate
factor 1.2–1.5
Speed
Same day
Credit Pull
Soft
365 Business Finance
100% Best MatchFunding Range
$5K–$500K
APR / Rate
factor 1.15–1.45
Speed
Same day
Credit Pull
Soft
Nav Business Financing
100% Best MatchFunding Range
Varies
APR / Rate
varies
Speed
Instant match
Credit Pull
Soft
Brex
100% Best MatchFunding Range
$1K–$5M
APR / Rate
0% (charge card)
Speed
Minutes
Credit Pull
None
Ramp
100% Best MatchFunding Range
Up to $500K
APR / Rate
0% (charge card)
Speed
Minutes
Credit Pull
None
Divvy (BILL)
100% Best MatchFunding Range
$500–$15M
APR / Rate
0–20%
Speed
Minutes
Credit Pull
Soft
BILL
100% Best MatchFunding Range
$5K–$5M
APR / Rate
12–35%
Speed
Same day
Credit Pull
Soft
Tillful
100% Best MatchFunding Range
Up to $50K
APR / Rate
0% intro / variable
Speed
Minutes
Credit Pull
None
Stripe Capital
100% Best MatchFunding Range
$500–$2M
APR / Rate
factor 1.1–1.16
Speed
Same day
Credit Pull
None
Shopify Capital
100% Best MatchFunding Range
$200–$2M
APR / Rate
factor 1.1–1.16
Speed
Same day
Credit Pull
None
Amazon Lending
100% Best MatchFunding Range
$1K–$750K
APR / Rate
6–17%
Speed
Instant
Credit Pull
None
PayPal Working Capital
100% Best MatchFunding Range
$1K–$300K
APR / Rate
factor 1.01–1.5
Speed
Minutes
Credit Pull
None
Clearco
100% Best MatchFunding Range
$10K–$10M
APR / Rate
6–12% flat fee
Speed
48 hours
Credit Pull
None
Pipe
100% Best MatchFunding Range
$10K–$10M
APR / Rate
flat fee varies
Speed
48 hours
Credit Pull
None
Capchase
100% Best MatchFunding Range
$10K–$10M
APR / Rate
6–18%
Speed
48 hours
Credit Pull
None
FundThrough
100% Best MatchFunding Range
$500–$15M
APR / Rate
2.5–12% flat fee
Speed
Same day
Credit Pull
Soft
Settle
100% Best MatchFunding Range
$1K–$5M
APR / Rate
flat fee
Speed
24 hours
Credit Pull
Soft
Uncapped
100% Best MatchFunding Range
$10K–$10M
APR / Rate
0–6% flat fee
Speed
48 hours
Credit Pull
None
Arc Technologies
100% Best MatchFunding Range
$10K–$5M
APR / Rate
1–5% flat fee
Speed
48 hours
Credit Pull
None
SmartBiz
95% Best MatchFunding Range
$30K–$500K
APR / Rate
Prime+2.75–5.5%
Speed
7–14 days
Credit Pull
Hard
iBusiness Funding
95% Best MatchFunding Range
$25K–$5M
APR / Rate
6–12%
Speed
7–21 days
Credit Pull
Hard
Balboa Capital
95% Best MatchFunding Range
$10K–$2M
APR / Rate
5–30%
Speed
Same day
Credit Pull
Soft
First American Equipment Finance
95% Best MatchFunding Range
$50K–$25M
APR / Rate
4–18%
Speed
2–5 days
Credit Pull
Hard
Commercial Fleet Financing
95% Best MatchFunding Range
$5K–$5M
APR / Rate
5–25%
Speed
Same day
Credit Pull
Soft
Canon Financial Services
95% Best MatchFunding Range
$1K–$2M
APR / Rate
4–20%
Speed
Same day
Credit Pull
Soft
Porter Capital
95% Best MatchFunding Range
$100K–$30M
APR / Rate
1–4% per 30 days
Speed
3–7 days
Credit Pull
None
TCI Business Capital
95% Best MatchFunding Range
$100K–$20M
APR / Rate
0.5–3% per 30 days
Speed
3–5 days
Credit Pull
None
Paragon Financial Group
95% Best MatchFunding Range
$25K–$15M
APR / Rate
1–4% per 30 days
Speed
3–7 days
Credit Pull
None
Bibby Financial Services
95% Best MatchFunding Range
$500K–$50M
APR / Rate
0.5–2.5% per 30 days
Speed
5–10 days
Credit Pull
None
Lighter Capital
95% Best MatchFunding Range
$50K–$4M
APR / Rate
3–8% origination
Speed
1–2 weeks
Credit Pull
None
Wayflyer
95% Best MatchFunding Range
$10K–$20M
APR / Rate
1.5–8% flat fee
Speed
24 hours
Credit Pull
None
8fig
95% Best MatchFunding Range
$10K–$10M
APR / Rate
3–9% flat fee
Speed
48 hours
Credit Pull
None
Capital One Business
80% Best MatchFunding Range
$5K–$500K
APR / Rate
10–29%
Speed
3–7 days
Credit Pull
Hard
Fundation
80% Best MatchFunding Range
$20K–$500K
APR / Rate
8–30%
Speed
2–5 days
Credit Pull
Soft
CDC Small Business Finance
75% High ApprovalFunding Range
$125K–$20M
APR / Rate
Below market fixed
Speed
2–4 weeks
Credit Pull
Hard
U.S. Bank
70% High ApprovalFunding Range
$5K–$2M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
Huntington Bank
70% High ApprovalFunding Range
$5K–$5M
APR / Rate
6–18%
Speed
1–2 weeks
Credit Pull
Hard
PNC Bank
65% High ApprovalFunding Range
$20K–$3M
APR / Rate
7–19%
Speed
1–2 weeks
Credit Pull
Hard
Truist
65% High ApprovalFunding Range
$10K–$3M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
Fifth Third Bank
65% High ApprovalFunding Range
$10K–$5M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
Regions Bank
65% High ApprovalFunding Range
$10K–$3M
APR / Rate
7–21%
Speed
1–2 weeks
Credit Pull
Hard
TD Bank Business
65% High ApprovalFunding Range
$10K–$2M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
M&T Bank
65% High ApprovalFunding Range
$25K–$5M
APR / Rate
7–19%
Speed
1–2 weeks
Credit Pull
Hard
First Citizens Bank
65% High ApprovalFunding Range
$10K–$2M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
KeyBank
65% High ApprovalFunding Range
$10K–$5M
APR / Rate
6–18%
Speed
1–2 weeks
Credit Pull
Hard
Citizens Bank
65% High ApprovalFunding Range
$10K–$2M
APR / Rate
7–21%
Speed
1–2 weeks
Credit Pull
Hard
BMO Harris
65% High ApprovalFunding Range
$10K–$5M
APR / Rate
6–19%
Speed
1–2 weeks
Credit Pull
Hard
Synovus Bank
65% High ApprovalFunding Range
$10K–$3M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
Cadence Bank
65% High ApprovalFunding Range
$10K–$3M
APR / Rate
7–20%
Speed
1–2 weeks
Credit Pull
Hard
Funding Circle
65% High ApprovalFunding Range
$25K–$500K
APR / Rate
11–45%
Speed
3–5 days
Credit Pull
Soft
How It Works
4 Simple Steps to Funding
Upload Business Credit Report
Upload your business credit report. We support PDF, PNG, and JPG files.
AI Analyzes Funding Profile
Our AI scans your report to extract scores, utilization, account history, and business indicators.
Receive Funding Recommendations
Get matched with up to 25 funding partners based on your unique credit profile.
Apply With Funding Partners
Click Apply Now on any recommendation to start your application directly with the lender.
FAQ
Common Questions
Our Network
100+ Trusted Funding Partners
Covering every credit tier, funding type, and business stage across our network of 100+ vetted partners.
LightStream
Bluevine
Best Egg
OnDeck
Fundbox
LendingClub
Credibly
National Funding
Fora Financial
Rapid Finance
PayPal Working Capital
American Express Business Blueprint
Nav Financing
Biz2Credit
Lendio
Headway Capital
Backd
SMB Compass
Taycor Financial
Expansion Capital Group
Funding Circle
Kapitus
Clarify Capital
Uplyft Capital
Celtic Bank
Trusted Partners
Official Integrations
This is not a lender. Recommendations are informational only and do not guarantee approval. Blue Ring.com is not responsible for decisions made by third-party lenders.